Don't let budget hold back the home you deserve. We partner with Hearth to offer flexible financing options that fit your life.
Check My Rate (No Credit Impact)Getting financing for your remodeling project takes just a few minutes and won't affect your credit score to check your options.
Visit our Hearth financing page and fill out a short form. See your rate options in minutes with no impact to your credit score.
Select the loan amount and repayment term that fits your budget. Options range from 24 to 60 months with competitive rates.
Once approved, funds are sent directly to us and your project begins. You make simple monthly payments to the lender.
Use the calculator below to explore real financing options for your remodeling project. Checking your rate will NOT affect your credit score.
See your options without any impact to your credit score. Only a hard pull occurs if you proceed with a loan.
Hearth works with multiple lenders to find options for a wide range of credit profiles, not just excellent credit.
Get approved quickly and start your project sooner. No waiting weeks for a bank decision.
Finance projects from a few thousand dollars to $100,000 or more, depending on your qualification.
Hearth uses bank-level encryption to protect your personal and financial information.
No. Checking your rate options through Hearth uses a soft credit inquiry, which does not affect your credit score. A hard inquiry only occurs if you choose to proceed with a loan application.
Hearth works with a network of lenders and can find options for a range of credit profiles. While better credit scores generally qualify for lower rates, there are options available for fair credit as well. The best way to find out is to check your rate, which takes just a few minutes.
Loan amounts vary based on your credit profile and the lender, but Hearth can facilitate financing from a few thousand dollars up to $100,000 or more for larger projects. The calculator above can give you a rough estimate of monthly payments for different amounts.
Most applicants receive a decision within minutes to a few hours. Once approved, funding is typically available within 1 to 3 business days, allowing your project to begin quickly.
Most loans facilitated through Hearth allow early payoff without prepayment penalties. Check the specific terms of your loan offer for details.